Homebuyer Workshops

Homebuyer Education Course

Are you tired of spending your hard-earned money on rent? Have you always dreamed of owning your own home? Help is just a click away!

Our HUD-approved Homebuyer Education Course is an eight (8) hour program you take before you buy your home. And you’ll be glad you did! You will learn everything you need to know in our comprehensive curriculum that offers expert advice on every aspect of home buying.

Get Started!

Click here to Register for the Online Homebuyer Education Course available in English and Spanish

“We closed yesterday on our first home. None of this would have been possible if our HomeOwnership Specialist, wasn’t there to guide us through the process. She really was our guardian angel through this whole ordeal. We cannot thank her enough for all her hard work, from banks to lenders, lawyers, etc., I would highly recommend the Housing Partnership for anyone looking to purchase their first home. A+”

– Adam and Jaime

Location

In-Person Homebuyer Education Courses conducted in both English and Spanish are held at the Housing Partnership’s office, located at 2 East Blackwell Street, Dover, New Jersey.   POSTPONED DUE tO COVID

Our Homebuyer Education Course is the Best Value Around!

Registration Fee

The fee for our online Homebuyer Education Course is $99.

The fee includes the following benefits:

  • 8 – Hour Home Buyer Education Workshop – you have unlimited access to the workshop after registration and payment.
  • Free follow up one-on-one counseling with a HUD Certified HomeOwnership Specialist for up to 24 months, that includes:
    • An analysis of your credit and two credit reports with your FICO score.
    • A review of your affordability- how much you can afford for your purchase based on YOUR budget.
    • Information on special first-time homebuyer mortgages, grants, or down payment assistance.
    • Creation of three to six-month action steps to get you closer to your goals.
    • Follow-up coaching/ accountability partner to help keep you on track.
  • Homebuyer Education Certificate of Completion – provided after you complete at least one financial coaching session.
  • Learn how to shop for a home.
  • Improve your credit.
  • Obtain a mortgage.
  • Prepare for life as a homeowner!

How it Works

Step 1: Attend and Complete an Online Homebuyer Education Course in your desired language – Register Now

Step 2: Upon completion of the course, Submit an “Intake Package” to a HomeOwnership Specialist, that includes items such as pay stubs, w-2’s, authorizations to run your credit report, and identification. Upon receipt, your HomeOwnership Specialist will contact you to arrange your private counseling session.

  • Coaching sessions can be completed in person or virtually.

On Mobile?

Download the Adobe Acrobat Reader app to fill out the forms.

Step 4: Attend a one-on-one counselling session with your HomeOwnership Specialist, in order to receive a Homebuyer Education Certificate. Non-compliance with the one-on-one counseling session and submittal of a complete intake package will deem the participant ineligible to receive the Homebuyer Education Certificate.

Counseling & Coaching Services

We are here to help

After attending our home buyer education workshops, you will be eligible for one-on-one counseling and coaching sessions with our certified staff. We listen, we ask questions, and we help you find answers so that you can buy your home.

Homebuyers Counseling

Don’t miss out!

95% of Step by Step graduates have at least one coaching session with our certified homeownership specialists, so it’s smart to take advantage of this free resource! Our counselors will help you:

  • Determine where you are in the home buying process
  • Obtain and interpret your credit report with FICO score
  • Set savings goals and a monthly budget
  • Determine how much home you can afford
  • Establish your home buying action plan!
  • Determine if you are eligible for special programs such as down
    payment assistance, matched savings programs – and more!

Coaching sessions are free of charge after you complete your home buyer education training.

Contact us for an appointment.

HPNJ Counseling

Home Buyer FAQs

Who is a first time buyer?

The definition of a first time home buyer according to HUD is:

  • Someone who has never owned a home
  • Someone who owned a home but sold it over 3 year ago
  • Someone who is divorced and buying on their own for the first time

How will homebuyer education help me?

The Homebuyer education workshop will provide you with the foundation to start your homeownership journey. The information will provide you with the ins and outs of buying a home and how to best prepare.

What are the benefits of Homebuyer Education?

Studies show that people who complete home buyer education are less likely to default on their mortgages. You will also have access to special first time home buyer programs and mortgages. Individual one-on-one counseling sessions are also included after completion of the workshops – to help you determine where you are in the process of buying and working with a HomeOwnership specialist to set up a course of action to get you into your first home.

Do I have to complete both nights?

Yes, you are required to complete both days of workshops.

Do I have to be low income to participate?

No. Everyone and anyone who is considering purchasing their first home is welcome to attend our workshops! HomeOwnership is more than likely the biggest purchase in a person’s life and we want to ensure that they are successful.